Take charge of your economic stability today with the backing of the State.
We provide you with new digital tools for the strategic management of your savings.
San Isidro · Lima
Centro financiero del Perú
+128,000
Peruvians supported from Lima to Loreto
24 regions
Nationwide coverage with decentralised advisory
S/ 4,200
Average monthly surplus optimised during 2025
A clear path towards growth
Discover how thousands of Peruvian entrepreneurs are optimising their surpluses with the support of our public finance specialists. We work alongside the Superintendency of Banking, Insurance and Pension Funds (SBS) and the Ministry of Economy and Finance to deliver verified, jargon-free content tailored to every region of Peru.
Decentralised advisory
Teams on the ground in San Isidro, Arequipa, Trujillo, Cusco and Iquitos to support individuals and small businesses.
Verified content
Every module is reviewed by public finance specialists and supervised under SBS guidelines.
Plain language
No jargon. We explain terms such as TEA, TCEA, mutual funds and AFP with day-to-day Peruvian examples.
Discover formal and safe mechanisms to strengthen your economy
Access the official platform and plan your future here.
Surplus planner
Calculate how much you can allocate each month to formal funds without compromising your personal or small-business cash flow.
Pension savings simulator
Project your pension with regular contributions to the SPP and compare scenarios against SBS-supervised mutual funds.
Map of formal financial products
Updated directory of cooperatives, municipal savings banks and regulated banks with their effective rates as of February 2026.
Financial health diagnostic
Guided questionnaire that identifies capital leaks, non-productive debt and capitalisation opportunities.
Regulatory library
Practical summaries of SBS resolutions, SUNAT tax regulations and BCRP bulletins relevant to citizens.
Rate alerts
Notifications whenever a supervised entity launches a better rate or a formal instrument that matches your profile.
Three steps to start your growth path
01
Register for the official newsletter
Receive in your inbox the digital workbook with the programme guidelines and the upcoming regional workshops.
02
Book your free diagnostic
A public finance specialist will contact you within 72 business hours to evaluate your case.
03
Activate your digital tools
Access the surplus planner, simulators and the regulatory library from any device.
Peruvians who took charge of their economy
Real cases documented during 2025 across Lima, coastal regions, the highlands and the rainforest.
2025 · Cobertura nacional
Lima · Arequipa · Trujillo · Cusco · Iquitos · Piura
“I used to reinvest every sol without measuring my margins. With Kryptexo's specialists I separated my surpluses into a municipal savings bank and a conservative mutual fund. In ten months I stopped depending on informal lenders.”
Rosa Méndez
Wholesale merchant, Gamarra, La Victoria
“I used to think financial literacy was only for people in Lima. The platform explained how to formalise my native potato producers' cooperative and access credit at SBS-regulated rates.”
Carlos Quispe
Agricultural engineer, Mantaro Valley, Junín
“The pension simulator helped me understand that my AFP alone was not enough. Today I combine voluntary contributions with a Peruvian fixed-income fund and review my plan every quarter.”
Lucía Paredes
Independent professional, San Isidro, Lima
Access the official platform and plan your future here.
Receive every fortnight a summary of formal opportunities, current rates and invitations to in-person workshops in your region.
Personal Data Bank No. 23456 with the National Authority for Personal Data Protection · Registered in the Registry of Specialised Companies No. 0421-2024-SBS as an educational operator